Certified Fraud Examiner Practice Exam 2026 – All-in-One Guide to Master Your Certification!

The correct form that must be filled out when over $10,000 enters or leaves the U.S. is known as the Currency and Monetary Instruments Reporting form. This regulation is rooted in the Bank Secrecy Act (BSA), which aims to combat money laundering and other financial crimes. The form requires individuals to report large sums of currency to the U.S. government, ensuring that significant transfers of cash are tracked for illegal activity. Understanding this process is crucial for maintaining compliance with federal law and the intent behind monitoring large currency transactions.

The other options do not pertain specifically to the reporting of cash movement in and out of the U.S. For instance, an income tax form relates to personal income reporting and tax obligations, and while a transaction report may seem relevant, it is not specified for currency reporting. The financial disclosure form typically pertains to disclosures of personal financial interests rather than currency transfer requirements. Therefore, the Currency and Monetary Instruments Reporting form is the designated and required document for this specific financial activity.